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A cover note is a temporary insurances certificate that is issued by the insurer before the issuance of a policy after the insured has given a duly filled in proposal form and has paid the premium in full.

Valid insurance cover note. This term is most commonly used outside the united states it generally shows the name of the insurer and insured brief details of the property or risk insured the coverage and the total amount of insurance. 1 a document used to provide evidence of insurance if policy documents are not immediately available. It serves all the purpose during this periodbe it insurance claim or to be presented to the traffic police if asked. A cover note is different from a.

Cover note contains a contract of insurance but it is not a policy of insurance. A cover note is a temporary policy valid to take the vehicle from the factory to dealers place. And therefore the cover note is the protection for a temporary period. It is only a protection for the interim period between the date of proposal and the date of issue of policy.

Nevertheless most indians are still buying policies in the offline world and for the time being a cover note is still valid as evidence that shows that your car is insured. Cover note contains a contract of insurance but it is not a policy of insurance. And therefore the cover note is the protection for a temporary period. Document evidencing issuance of an insurance policy and gives a summary of the information given in a certificate of insurance.

This note is valid for a period of 60 days from the date of issue of the cover note and. For a proper registration you need a proper insurance policy. It is only a protection for the interim period between the date of proposal and the date of issue of policy. It is valid till a temp registration and not proper registration is taken.

A cover note remains valid for 60 days from the date of issuance.

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